Driving is pretty cool, but it can also be quite risky sometimes. The truth is you can never tell when a traffic accident could occur. Indeed, insurance companies keep it at a ratio of at least one accident every 18 years. Just to remain prepared for anything, here is a checklist that could help.
Accessible Items That Should Be In Your Car
- Carry the drivers’ license with you whenever you operate a vehicle.
- Have your vehicle registration’s details in the car at all times.
- Insurance documentation, including the carrier, policy number, and the insurance company phone number should be available for emergencies.
- A personal flashlight.
- A disposable camera or possibly a camera phone that you can use to take photos of the occurring damages at the accident scene.
- A personal mobile phone gadget.
- A First Aid Kit.
- Auto accident form to use when recording notes and other needed information about the car’s accident.
- Paper/ notebook and pencil/ pen to use when exchanging contact information with the next driver.
At The Accident Scene
- Don’t be rush, instead maintain your composure and remain calm.
- Stop the car as soon as the accident happens.
- Pull over in case you are blocking traffic or if the place that the accident has occurred is a dangerous place.
- Pull off to the roadside if you must or into a properly lit parking lot.
- Turn off the vehicle’s engine.
- If it is safe, step out of your car.
- Check to see if any of your passengers are injured.
- Seek medical assistance if necessary or if someone is injured.
- Call the insurance agency and the police.
- Be courteous and always remain tactful with all parties.
- Exchange the necessary information with all the drivers.
- Clear your mind before making any statements to the police.
- Do not accept responsibility instantly – even when at fault.
- Gather all the pertinent accident information and contact insurance.
- Take pictures of everything at the accident’s scene.
- Assist the police where necessary.
- Get a copy of the accident report from the police.
After The Accident
- Report the accident promptly
- Never drive the car if it is unsafe.
- Schedule the doctor’s appointment for a checkup
Once you are home and relaxed, you can make a follow-up call to your insurance company and schedule a meeting to determine the way forward. Nonetheless, if the damage is not big and if the other driver is at fault you can allow them to fix up your car for you.